Troy Fullwood

Bank Requirements

A successful workout to keep the property is dependent on the lender being able to determine that the homeowner suffered a financial hardship and will have the financial capability to be able to keep the loan current. A successful workout involving a pre... Read >

"I'm a victim of coicumstances" : Correcting credit report errors

It's been estimated that as many as 50% of credit files have errors contained in them. This is not surprising when you consider the industry collects more than 2 billion pieces of credit related information each month and generates more than 550 million c... Read >

Would you rather have a ticket to be in the studio audience for the last Seinfeld show or a copy of

Before you answer that let me tell you what's in that little report. Besides the basic stuff you would expect it also contains (no big surprise here) your credit history. But what's in that credit history may be a surprise. Payment history on accounts ... Read >

Credit Repair

What's the Buzz? Tell Me What's Happening. Silence is never golden when it comes to your credit report. And just because you ignore it doesn't mean it will go away or heal itself. You have to be engaged, plugged in, in control and informed to maximize ... Read >

Important Points while Moving after foreclosure

The foreclosure properties are occurring to a large extent due to the problems faced by homeowners like inadequacy and loss of income. Some of the owners who are going to face this problem actually decide about moving out of their homes. Many of the victi... Read >

Guide to Getting Rid of Your Debts

Are you drowning in debt? Or would you just like to be free of the debts you have? This article will help you summarize your debts and create a Debt Reduction Plan that will show you how to pay off all your debts much sooner than you would by paying on... Read >

Avoiding Debt While Living Your Life

Unfortunately, and based on studies, people do not deal very well and take debt seriously, this leads to huge bills and debts accumulation and long term interest payments. Take the following few advices to avoid debts: - If you have credit card debt... Read >

Restore Credit Following Foreclosure

Losing your home is one of the absolute worst things that can ever happen to most people. Foreclosure is an ugly word, and most people do not want to think about it. What most people do not know, or refuse to believe is that you can recover after a forecl... Read >

Surviving a Foreclosure

As long as you are willing to be open and honest with your lender, and you are not afraid to set up some kind of payment arrangement that you can actually commit to; the odds are that your lender will be willing to work with you, allowing you to avoid the... Read >

Preforeclosure: What Does it Mean

The pre foreclosure period is the period that exists from the day that your lender notifies you of his or her intention to foreclosure, and the date that is set for the public sale of your home. There are a couple of different options available for you to... Read >

Protecting Yourself from Foreclosure

All is not lost when it comes to protecting yourself from foreclosure. Here are the steps that you need to follow to protect yourself from the foreclosure process. Keep in mind that once your lender has expressed his or her plans to foreclose on your home... Read >

Foreclosure Scams: How to Avoid Them

There are predators out there who look at homeowners in poor financial situations as easy prey, devising a number of scams and fraud attempts to take advantage of people who are already on a heck of a financial rollercoaster. It is important that you prot... Read >

Avoiding Foreclosure Hell

There are a number of different events and situations that lead homeowners to the brink of foreclosure, including an unexpected job loss, or even a severe medical emergency. However, a number of other actions, even simply choosing the wrong type of loan w... Read >

Positive Attitude

We've all heard about the importance of setting goals, but how many actually do it â€" I mean, how many actually organize their goals in achievable steps that all lead toward successful accomplishment? I do it better than I did, gaining more discipline as... Read >

Benefits of Maintaining a Positive Attitude During Tough Times

It should be obvious to most people that any homeowner who is undergoing foreclosure didn't want to be there! While most people can identify the root causes of foreclosure as financial hardships caused by loss of a job, accident, injury, chronic illness o... Read >